1. Loans

Many people choose to take out a personal loan to help pay for adoption. These loans can be taken out just about anywhere. There are also several groups that exist and specialize in adoption loans. They are also groups that usually give out adoption grants. Due to their desire to help get as many children adopted as possible, getting a loan through one of these groups is usually your best option. Many offer low-interest and even interest-free loans to help you pay for the adoption process, and they tend to be very forgiving toward their clients. If you are able, seek out and look into getting a loan from one of these groups first.

2. Foster To Adopt

Another option to look into is fostering a child and then adopting them through the state. This has many advantages both financially and emotionally. You are not adopting a child you’ve never met, met once or twice, or have only seen pictures of, you are adopting a child that has lived in your home for a period of time whom you know very well. Additionally, many states have great incentives encouraging their foster parents to adopt children if reunification cannot be achieved. In several states, most, if not all adoption fees are either waived or reimbursed, making this an excellent option for people who want to adopt but do not have easy access to the large sums of money often required by private adoption agencies.

3. Fundraising

Crowdfunding, and fundraising in general, is another option prospective adoptive parents can use to fund their adoptions. Family, friends, and even total strangers are often more than willing to help out a great cause, and adoption certainly is one of them. Of course, due to the nature of crowdfunding and fundraising in general, there is no guarantee that enough money will be raised to cover all adoption costs, however in these circumstances, you have the flexibility to use the money however you see fit, including buying material things that your child might need.

Adoption is attainable for any loving individual who truly desires to bring a child into their home and love them unconditionally. Diligent searching and patience will help you find resources for you to reach your goals. Don’t let the financial burden of adoption keep you from building your dream family. Use the resources available to you so that you can to turn that dream into a reality.

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1)  National Adoption Foundation

They award grants quarterly, and the money can be used towards any kind of adoption including domestic, special needs, and international adoptions. There are no income or marriage requirements and they have an easy to fill out, one-page application. A home study must be completed or in the process to qualify.

Grants awarded range from $500 to $2,000

2)  A Child Waits

This organization provides grants to qualified U.S. citizens who are in the process of adopting internationally. Applicants must already be working through the adoption process and working with an approved international adoption agency. Grants will go toward qualified adoption expenses and will be paid directly to the service providers just prior to travel. There is a $20 application fee.

Grants awarded in varying amounts up to $5,000

3)  Gift of Adoption Fund

Any United States citizen who is in the middle of or has completed a home study from a licensed and accredited adoption agency is eligible to apply for this grant. Grant funds can be used toward both domestic and international adoptions. Applicants should be aware that this organization prioritizes adoptions that unite or prevent siblings from being separated, adoptions that keep special needs children from becoming institutionalized, children who are in dire need of medical care that they cannot get in their current situation, children who are about to be ‘aged out’ of the adoption system, and domestic adoptions to keep children out of the government social service system. There is a $50 application fee, and prospective adoptive parents can apply three times.

Grants awarded in varying amounts from $1,000 to $7,500

4)  Helpusadopt.org

Applications for this program can be submitted any time after your home study has been approved. Grants are awarded three times per year and are paid directly to the adoption agency when invoices become due. Funds can be used toward international, domestic, foster, and special needs adoptions.

Grants awarded in varying amounts up to $15,000

5)  The Buescher Foundation

This foundation specializes in helping those in the process of adopting domestically. Prospective adoptive parents must be working with an approved adoption agency or facilitator. In order to apply for this grant, you must submit your completed home study as well as a ‘Look Book.’ The ‘Look Book’ tells the story of your family and proof that you are working with an approved facilitator or adoption agency. Grants are awarded quarterly. Funds can be used for any adoption expense and are sent directly to the service providers.

Grants are awarded in varying amounts

There are many more grants out there as well as low-interest adoption loans that can ease the financial burden that the adoption process can be. Don’t let the cost of adoption scare you away; reach out and find options to turn your dream into reality.

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